Central Banking Dilemma - Growth v/s Inflation

With the Indian economy apparently emerging from a situation of lower growth and higher inflation, there has been a widespread optimism about the country's economic prospects across the world. India has recently seen a relative pick-up in growth and improving outlook towards inflation, there has been...

Changing Indian consumerism

With the advent of the twentieth century, there has been a dramatic change in Indian consumerism- Specifically the urban consumers. The change has not been a gradual process but apparently has reached the tipping point recently and thus continues to happen at a frantic pace. As generations pass...

Financial centers - Creation & Existence

When we look at most cities in the world which are the financial capitals of their respective countries, it is generally observed that these cities may or may not be the political capital but all of them have a common trait.  New York, London, Frankfurt, Tokyo, Dubai, Singapore, Shanghai,...

Analytics & Marketing - The Link

Analytics and Marketing - These two seemingly different words have recently found a common trait which has not only helped companies understand their customer better but also given them an opportunity to influence their buying behavior. Analytics has grown and taken center-stage more recently...

India - Time to invest from FII perspective?

The other day, I was talking to a person from a major UK multinational company managing investments, who was telling me about how there is a sudden buzz there in increased interest in investing in India.He suggested that there is a lot of money in the developed which is looking for good value...

Inflation & Hedges

Inflation is the rate at which the price of a particular basket of goods increases. In India, the standard benchmark used is the wholesale price inflation. The basket of goods comprises of more than 600 goods polled from more than 5000 vendors. This gives an estimate of the rate at which the...

5 Worst moments in World History

Since the beginning of civilization, humans have witnessed and experienced a tremendous set of ups and downs. Some of them have helped man reach the moon whereas some have been extremely brutal and tantalizing. Here is the list of 5 worst moments in human history. These are the lows which have...

Effective Promotion - Educate, Engage and Engross!

With the ever changing world of marketing, there is a need to evolve the strategies to achieve effective and lasting communication to generate a loyal customer base.  With the new generation of customers taking center stage, there is a need to understand their usage and behavioral trends....

Valuations - A myth , A calculation , Or Just a random number

For generations, human mind has been perplexed by a question which looks simple but is still unanswered! What is the value of this?? This question applies to everything from an electronic gadget to a house to even company valuations! For products, it gets a little simpler, as the answer to this...

Investing - Fixed Deposits v/s Equities

Over a period, I have heard people debating between investing in the so called riskier equities v/s the less risky fixed income investments. Here is a perspective on how you should allocate your capital between the two depending upon your investment horizon and goals. Here, I would rather focus on fixed deposits as an investment vehicle for Fixed income and equity mutual funds for investment in...

Top Mountain Peaks...!

Mountains are generally classified into four types based on the process of their formation. They are Folded mountains, Domed mountains, Volcanic mountains and fault block mountains. This classification is done based on their process of formation. The adjoining image gives visual representation...

Friction & Skiing

I had learnt about friction in school physics as the force which hinders motion. The official definition of friction is "Friction is the force resisting the relative motion of solid surfaces, fluid layers, and material elements sliding against each other." Delving deeper, we...

Gold losing sheen

  For the first time since ages, gold price has fallen year on year. Most of the current generation has never seen gold prices falling. Is this a temporary change or is it a longer term change? What are the reasons for us to believe that this is more long term and not just temporary and vice...